Your privacy is important to us. The purpose of this Privacy Policy is to inform you of how we handle or process your personal data in accordance with the Personal Data Protection Act 2012 ("the Act"). Please take a moment to read this Privacy Policy so that you know and understand the purposes for which we collect, use and disclose your Personal Data.
By interacting with us, submitting information to us or signing up for any promotions or services offered by us, you agree and consent to SGCM Pte Ltd, its related corporations and affiliates, and their respective successors-in-title as well as our respective representatives (collectively referred to herein as "SGCM", "us", "we" or "our" and each, a "SGCM Company") collecting, using, disclosing and sharing amongst themselves your Personal Data, and disclosing such Personal Data to SGCM's authorised service providers and relevant third parties in the manner and for any of the purposes set forth in this Privacy Policy. In addition, this Privacy Policy will also provide you with more information on the bases upon which we may lawfully collect, use and/or disclose your Personal Data without your consent, where permitted by applicable law.
This Privacy Policy supplements but does not supersede nor replace any other consents you may have previously provided to SGCM nor does it affect any rights which SGCM may have at law in connection with the collection, use or disclosure of your Personal Data, and any consents you may have provided in connection with this Privacy Policy are cumulative and additional to any rights which we may have under applicable law to handle or process your Personal Data.
We reserve the right to update or modify this Privacy Policy from time to time, and send you notification of updates to this Privacy Policy in any form as we may deem appropriate. While you should regularly check this Privacy Policy, we may also inform you of how we process your Personal Data by publishing (or amending) this Privacy Policy and, where required by applicable law, by posting a notice, or reaching you via other forms of communication (e.g. sending you an SMS message or email) based on the contact particulars that we may have of you in our records from time to time. You may also contact us in the manner disclosed in this Privacy Policy to learn about our handling or processing of your Personal Data.
To the maximum extent permissible under applicable law, you agree to be bound by the prevailing terms of the Privacy Policy as updated from time to time on our websites and/or as you may be notified. Hence, please check regularly for updated information on the handling of your Personal Data.
For avoidance of doubt, this Privacy Policy forms a part of the Website Terms and Conditions (‘Website Conditions'). In the event of any conflict, inconsistency or conflict between this Privacy Policy and the Website Conditions, the Privacy Policy shall prevail. All defined terms contained in the Website Conditions shall apply to this Privacy Policy unless otherwise specifically stated.
1 |
Your Personal Data |
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1.1 |
In this Privacy Policy, "Personal Data" refers to any data or information about you from which you can be identified either (a) from that data; or (b) from that data and other information to which we have or are likely to have access. Examples of such Personal Data which you may provide to us include (depending on the nature of your interaction with us: |
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2 |
Collection of Personal Data |
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2.1 |
Generally, SGCM collects your Personal Data in the following ways: |
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2.2 |
When you browse our website or Apps, you generally do so anonymously but please see the section below on cookies and other related technologies which we have implemented on our website. We do not, at our website, automatically collect Personal Data unless you provide such information to us |
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2.3 |
If you provide us with any Personal Data relating to a third party (e.g. information of spouse, children, parents, employees and/or authorised representatives), by submitting such information to us, you represent to us that you have obtained the consent of the third party to you providing us with their Personal Data for the respective purposes. |
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2.4 |
You should ensure that all Personal Data submitted to us is complete, accurate, true and correct. Failure on your part to do so may result in our inability to provide you with products and services you have requested, or processing any requests and applications you may have made to us. |
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3 |
Purposes for the Collection, Use and Disclosure of Your Personal Data |
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3.1 |
Generally, SGCM collects, uses and discloses your Personal Data for the following purposes: |
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any other purpose relating to or reasonably necessary for any of the above. |
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3.2 |
In addition, SGCM may collect, use and disclose your Personal Data for the following purposes, depending on the nature of our relationship with you: |
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3.3 |
In addition, where permitted under the applicable laws, SGCM may also collect, use and disclose your Personal Data, and share your Personal Data with SGCM's business partners, service providers and/or other third parties for the following purposes (which we may describe in our documents and agreements as "Additional Purposes" for the handling of Personal Data): |
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3.4 |
If you have provided your Singapore telephone number(s) and have indicated that you consent to receiving marketing or promotional information via your Singapore telephone number(s), then from time to time, SGCM may contact you using such Singapore telephone number(s) (including via voice calls, sms, fax or other means) with information about our products and services (including discounts and special offers). |
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3.5 |
In relation to particular products or services or in your interactions with us, we may also have specifically notified you of other purposes for which we collect, use or disclose your Personal Data. If so, then we will collect, use and disclose your Personal Data for these purposes as well. |
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3.6 |
You may withdraw your consent for receiving marketing or promotional materials/communication by contacting us using the contact details below. Once we receive confirmation that you wish to withdraw your consent for marketing or promotional materials/communication, it may take up to 30 calendar days for your withdrawal to be reflected in our systems. Therefore, you may still receive marketing or promotional materials/communication during this period of time. Please note that even if you withdraw your consent for the receipt of marketing or promotional materials, we may still contact you for other purposes in relation to the products and services that you have requested or purchased from SGCM. |
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3.7 |
You also consent to the collection, use and disclosure of your Personal Data by SGCM in connection with any transaction relating to the acquisition, divestment, securitisation, amalgamation, listing or other transaction relating to any interest in SGCM, the shares or assets of SGCM, and any other corporate transaction involving SGCM, including any evaluation or due diligence relating thereto, as well as to the collection, use and disclosure of such information by the counterpart(ies) thereto for the same purposes, and the provision of goods and services by such counterpart(ies) following such transaction, as may be relevant. |
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4 |
Disclosure of Personal Data |
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4.1 |
SGCM will take reasonable steps to protect your Personal Data against unauthorised disclosure. Subject to the provisions of any applicable law, this Personal Data may be disclosed, for the purposes listed above (where applicable), to the following third parties, whether they are located overseas or in Singapore: |
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5 |
Deemed consent |
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5.1 |
In addition to the matters set forth above, subject to and in accordance with applicable law, you shall be deemed to have consented to SGCM collecting, using, disclosing and sharing amongst ourselves your Personal Data, and disclosing such Personal Data to SGCM's authorised service providers and relevant third parties: |
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6 |
Other Bases for Handling or Processing Your Personal Data |
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6.1 |
In addition to and without limiting the consents you have provided to our collection, use and disclosure of your Personal Data for the purposes set out elsewhere in this Privacy Policy, where permitted by applicable law, SGCM may also in accordance with the requirements thereof also collect, use and/or disclose your Personal Data as further detailed below including without your further consent, where we meet the requirements of applicable law: |
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7 |
Use of Cookies and Related Technologies |
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7.1 |
When you interact with us on our websites, applications or services, we may collect or analyse anonymised information from which individuals cannot be identified ("Aggregate Information"), such as number of users and their frequency of use, the number of page views (or page impressions) that occur on the website and common entry and exit points into website. |
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7.2 |
SGCM uses cookies, and other related technologies which have different functions. They are either necessary for the functioning of our services, help us improve our performance, or serve to provide you with extra functionalities. Cookies – Small data file which is sent to your browser to store and track Aggregate Information about you when you enter our websites. The cookie is used to track information such as the number of users and their frequency of use, profiles of users and their preferred sites Cookies can be disabled or removed by tools that are available in most commercial browsers. The preferences for each browser you use will need to be set separately and different browsers offer different functionality and options. Web beacons - Small graphic images (also known as "pixel tags" or "clear GIFs") that are not apparent to the user. Tracking links and/or similar technologies consist of a few lines of programming code and can be embedded in our websites or platforms. Web beacons are usually used in conjunction with cookies and primarily used for statistical analysis purposes. This technology can also be used for tracking traffic patterns on websites and platforms, as well as finding out if an e-mail has been received and opened and to see if there has been any response. |
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7.3 |
We may use the terms "cookies" or "related technologies" interchangeably in our policies to refer to all technologies that we may use to collect or store information in your browser or device or that collect information or assist in identifying you as a unique user in the manner described above |
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7.4 |
SGCM may use an independent company (the "Third Party Market Research Company") to measure and analyse the Internet usage across SGCM websites. SGCM uses the Third Party Market Research Company's services to collect the following core information on the usage of our websites, including: |
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7.5 |
This information is aggregated by the Third Party Market Research Company and provided to SGCM to assist in analysing the usage of SGCM websites. Such data is also accessible by media organizations and research companies, for the purpose of conducting industry comparisons with other Internet portals. |
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7.6 |
Pages on SGCM websites may be coded with software which enables the Third Party Market Research Company to track visitors to our websites. |
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7.7 |
For more information about the cookies and other related technologies we use, please see our Cookie Policy. Should you wish to disable the cookies associated with these technologies, you may do so by changing the setting on your browser. However, you may not be able to enter certain part(s) of our websites. |
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8 |
Third-Party Sites |
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8.1 |
Our website may contain links to other websites operated by third parties, such as our business partners. We are not responsible for the privacy practices of websites operated by third parties that are linked to our website. We encourage you to learn about the privacy policies of such third party websites. Some of these third party websites may be co-branded with our logo or trademark, even though they are not operated or maintained by us. Once you have left our website, you should check the applicable terms, conditions and policies of the third party website to determine how they will handle any information they collect from you. |
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9 |
Withdrawal, Access and Correction of your Personal Data |
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9.1 |
Should you wish to withdraw consent to use of your Personal Data or obtain access to or make corrections to your Personal Data records, please log in to the relevant account through which the Personal Data was provided, if any, failing which please contact the relevant Personal Data Protection Officer, in writing or via email at the contact details provided below. |
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9.2 |
Please note that if your Personal Data has been provided to us by a third party, you should contact such third party directly to make any queries, feedback, and access and/or correction requests to SGCM on your behalf. |
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9.3 |
Please note that if you withdraw your consent to any or all use of your Personal Data, depending on the nature of your request, SGCM may not be in a position to continue to provide its products or services to you or administer any contractual relationship in place, and this may also result in the termination of any agreements with SGCM and your being in breach of your contractual obligations or undertakings, and SGCM's legal rights and remedies in such event are expressly reserved. |
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10 |
Governing Law |
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10.1 |
This Privacy Policy shall be governed in all respects by the laws of Singapore. |
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11 |
DATA PROTECTION OFFICER |
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11.1 |
You may contact our Data Protection Officer if you have any enquiries or feedback on our personal data protection policies and procedures, or if you wish to make any request, in the following manner:
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(Updated as of 21 June 2022) |